Welcome to the Lundy State Farm Agency!

October ushers in peak seasonal productivity, making it the ideal moment to review home system manuals and verify major equipment functionality. Securing complete homeowners property insurance safeguards your finances against costly mechanical failures or sudden structural damages throughout the year. It keeps your living space safe, functional, and dependable, ensuring your family enjoys complete security at home. Checking your home safeguards today guarantees your property remains protected for months to come.

Since March 13, 1995, Mick Lundy has been helping individuals and families with their insurance needs. Based in Beavercreek, Ohio, Mick and his team proudly serve local customers with a personal approach focused on education, communication, and relationships.

Mick grew up in Westerville, Ohio, and attended Franklin University. Today, he and his wife call Beavercreek home. The two have been married for 35 years and are proud parents to a 34 year old son and a 28 year old daughter. Family remains an important part of Mick’s life, and he enjoys spending time with them whenever possible.

When he is not helping customers, Mick enjoys reading, exercising, walking, playing golf, and traveling. He also values opportunities to spend time with his family.

The Lundy State Farm Agency offers a variety of insurance products and services, including Life, Auto, Home, Renters, Umbrella, and Business insurance.

Mick was inspired to become an insurance agent because he enjoys helping people understand their insurance options and prepare for unexpected situations. That motivation continues to guide his approach when working with customers.

He believes customers should have the information they need to understand their options and make informed decisions based on their individual situations. His approach centers on listening to customers, answering questions, and discussing available insurance options based on their needs.

Building relationships is an important part of the agency. Mick and his team take the time to get to know their customers and understand what matters to them, creating a personalized experience. Their goal is to provide information and guidance throughout the insurance process.

Mick is actively involved in his community through organizations including the Beavercreek Rotary Club and the Beavercreek Chamber of Commerce.

If you are looking for a local team to discuss your insurance needs, Mick Lundy and his team are available to help. Reach out today or stop by the Beavercreek office to learn more about the insurance products and services the agency offers.

Q: Is personal umbrella insurance cost-effective to add?

A: Umbrella insurance is generally very accessible because it only pays out after your primary accounts reach their limits. You get significant additional protection for a relatively small annual cost. Contact Mick Lundy in Beavercreek for an umbrella quote.

Q: Do I need extra protection for firearms, musical instruments, or collectibles?

A: Yes, specialty items like sports gear, fine instruments, stamp/coin collections, and firearms often exceed standard personal property sub-limits. Mick Lundy in Beavercreek can schedule these individual items so they are insured for loss, theft, or damage.

Q: What is the difference between a flat dollar deductible and a percentage deductible?

A: A flat dollar deductible is a fixed amount (like $500 or $1,000) you pay per claim, whereas a percentage deductible (common in storm/wind/hail options) is calculated as a percentage of your home's total insured value. Mick Lundy in Beavercreek can explain which applies to your property.

Q: What local community involvement or outreach does your agency participate in?

A: We believe in giving back to the community we serve by supporting local school sports, community events, safety initiatives, and neighborhood charities. Mick Lundy is dedicated to making Beavercreek a safer, stronger place to live.